The Have-Card-Will-Spend Brigade

Attitude vis-à-vis Credit Card

Makes me feel safer- 97%

Tend to spend more- 55%

I don't have to wait to buy things I want- 68%

Buy things which I cannot afford otherwise- 29%

Ownership of Credit Cards

All- 60

< Rs 10,000 MHI- 45%

>Rs 10,000 MHI- 70%

Upto 35 years-64%

36 years + - 55%

Average Monthly Cardspend

< Rs 10,000 MHI -2,364

>Rs 10,000 MHI - 3,587

Buying Through Hire- Purchase

All- 19

< Rs 10,000 MHI - 17%

>Rs 10,000 MHI - 20%

Up to 35 years - 20%

36 years + - 17%

Hire- Purchase Schemes enable One to Buy Products Otherwise Unaffordable All figures in per cent

Agree - 75
Disagree - 15
Can't say - 10

*Multiple respones, so total more than 100

MHI - Monthly Household Income

All figures in per cent*