Our days are punctuated by reaching for the wallet, paying, sticking it back, replenishing it. An urgent buy demands a faster draw. While an app-driven, post-modern life still involves grocery and lunch, movie tickets and gifts, more people are embracing a liberating cashlessness, some even discarding notes and plastic money altogether. The instrument of their lightness of being and freedom from change—mobile wallets, and it is taking the Indian payment system by storm.