In search of a better life, Ramzan, like many other boys, has left farming and switched to other jobs. Even though there is a generational shift in farming, in the last 15 years, people of my village have shifted to potato cultivation in pursuit of profits and avoiding cultivating bitter gourds, tomatoes, and cucumbers. This shift in farming in search of profit also came with a great risk. Potato cultivation needs more investment. So, the farmers are taking more loans from private microfinance companies. In terms of gross microfinance loan portfolio, on a district-wise basis, out of 10 districts, nine are in West Bengal. Jalpaiguri and Cooch Behar are among these nine districts. The private microfinance companies take heavy interest rates in the range of 21-24 per cent.