We have witnessed exponential growth across business lines over the past one-and-half years. In the last fiscal, our payments grew five times and the lending vertical grew 10 times. The pandemic accelerated the demand for digital payments with the change in customer behaviour. With more customers preferring to pay digitally, there was an exponential rise in adoption and use of digital payment modes. Today, we have an annualised transaction processing value (TPV) of over $11 bn in payments. Also, we are the No. 3 private POS player in the country clocking an annualised TPV of $2.5 bn. We also witnessed a huge uptake in digital lending vertical. With traditional lenders and NBFCs shying away from giving out loans to small merchants and kirana store owners, BharatPe rose to the occasion and gave business loans to them. Today, we are the largest B2B Fintech lender in the country, facilitating disbursals of over Rs 300 crore every month.