10 Best Mobile Phones Under 20000 (2024)

Our Top Picks 

• Best Overall: The Oneplus Nord CE Lite 5G Stands as our top pick for the best phone under 20000, featuring OxygenOS, Snapdragon 695, and a 128GB storage option without compromising on performance, making it an excellent choice.

• Best Camera Quality: Oppo A78 5G shines with its 50MP AI Camera, capturing crystal-clear details, while the 90Hz Color-Rich Display enhances your viewing pleasure.

• Best Battery Life: Realme Narzo 60X 5G features a massive 5000mAh battery paired with a 33W SUPER VOOC Charge, ensuring extended usage without compromising on charging speed.

• Best Budget: Redmi Note 12 5G offers a pocket-friendly option with a 120Hz Super AMOLED display, Snapdragon 4 Gen 1 processor, and a 48MP AI Triple Camera, providing excellent value for money.

What if I tell you that you don't have to break the bank for a high-performance smartphone. Well, power-packed devices catering to multitasking, and more are now within the ₹20,000 range. No need to stretch your budget to ₹35,000-₹50,000 anymore! Today, you can snag a reliable phone that not only meets your expectations but also delivers on build quality, camera capabilities, and battery life.

The current smartphone market is a treasure trove of budget-friendly yet powerful options. With just ₹20000 in hand, you can lay your hands on a smartphone that ticks all the boxes. Whether you're into gaming, 4K video shooting, or seamless multitasking, there's a device for you. 

We've done the legwork to compile a list of the best smartphones under ₹20000, making it easier for you to find a device that perfectly fits your needs without burning a hole in your pocket.

So let's dive right into this article to help you make your decision process far easier with this comprehensive guide.

Things you should consider before buying a mobile phones under 20000

When hunting for a mobile phone under 20,000, consider these key factors:

• Performance: Ensure the phone has a capable processor and sufficient RAM for smooth multitasking and quick app launches.

• Battery Life: Look for a device with a robust battery to keep up with your daily usage without frequent recharging.

• Camera Quality: Assess the camera specifications if photography is important to you. Higher megapixels and advanced features contribute to better photo quality.

• Display: Check the screen size, resolution, and display technology. A vibrant and crisp display enhances your overall experience.

• Storage Capacity: Opt for a phone with ample internal storage, and check if it supports expandable storage via microSD cards for flexibility.

• Build Quality: Consider the build materials and design. A durable and aesthetically pleasing phone is a plus.

• Software and Updates: Ensure the phone runs on the latest operating system, and check the manufacturer's track record for providing timely software updates.

• Connectivity: Confirm the availability of essential features like 4G support, Wi-Fi, Bluetooth, and NFC, depending on your needs.

How we picked them for you when curating this list

• Brand Reputation: We prioritised brands with a strong reputation for reliability, innovation, and customer satisfaction. Trustworthy brands ensure that your investment is backed by a history of quality products and excellent after-sales service.

• User Reviews: To provide real-world insights, we delved into user reviews. Feedback from individuals who have hands-on experience with the phones gives you a glimpse into the practical aspects of performance, durability, and overall user satisfaction.

• Warranty and Support: We considered the warranty and customer support offered by each brand. A solid warranty ensures peace of mind, and reliable customer support can be crucial if you encounter any issues with your device.

• Build Quality and Design: We paid attention to the build materials and design aesthetics. Phones with durable construction and appealing designs made it to our list, ensuring a blend of reliability and style.

• Value for Money: Balancing features with the price tag, we aimed to recommend phones that provide the best value for your money. Each device on our list offers a compelling package within the 20,000 budget range.

Here's a list of best phones in the range of 20000 in India 

1. OnePlus Nord CE 3 Lite 5G

The OnePlus Nord CE 3 Lite 5G is a budget-friendly powerhouse packed with features. With a 108MP main camera and 16MP selfie camera you can capture stunning photos and videos. Its 6.72-inch FHD+ display with a 120Hz refresh rate delivers vibrant visuals. Powered by a Qualcomm Snapdragon 695 5G processor and a 5000mAh battery with 67W SUPERVOOC charging, this Android 13.1-based phone ensures high performance and extended endurance. With top-notch features like a sleek design, big battery, and 64GB storage, it's a value-packed smartphone under 20,000, perfect for gaming, photography, and daily use.

Specifications:

• Price: 19,999 

• Brand: Oneplus

• Camera: 108MP main, 16MP selfie, versatile modes

• Display: 6.72" FHD+, 120Hz refresh rate

• Processor: Qualcomm Snapdragon 695 5G

• Battery: 5000mAh, 67W SUPERVOOC charging

• Storage: 8GB RAM, 128GB internal

• Operating System: Oxygen OS (Android 13.1)

User’s Review: The phone is great and looks the part too!I won't hype it up for no reason but the camera is as good as it gets for a 20k phone. Super fast 5g connectivity

Why it's worth buying: Worth buying for its powerful features and performance, backed by a stellar 4.1-star rating from over 38,000 satisfied users on Amazon.

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2. Samsung Galaxy A14 5G 

With a vibrant 6.6" FHD+ LCD display and a powerful Octa-core processor, the Samsung Galaxy A14 5G ensures cinematic viewing and smooth multitasking. Capture stunning moments with its 50MP triple rear camera. The 5,000mAh battery, coupled with AI power management, keeps you going for up to 2 days. Enjoy the perks of 5G connectivity, expandable storage, and a 1-year manufacturer warranty all in a feature-packed smartphone under 20,000.

Specifications:

• Price: 18,999 (MRP 22,999 17% Off)

• Brand: Samsung

• Display: 6.6" FHD+ LCD, 1080x2408, 20:9 ratio

• Processor: Octa-core 2.4GHz, Android 13.0

• Camera: 50+2+2MP Triple Rear, 16MP Front

• Battery: 5,000mAh, AI Power Management

• RAM: Up to 16GB with RAM Plus

• Connectivity: 5G, One UI Core 5.0

User’s Review: Galaxy A14 5G has 4G+ or LTE+ mobile internet. The network is so powerful. The processor is good. The camera is good, it has gyro-EIS which makes a video recording not shaken up. It has a compass for maps which is very useful. Almost everything is good on this phone.

Why it's worth buying: Its powerful 50MP triple camera, and efficient RAM Plus, make it a value-packed choice for those seeking a budget-friendly smartphone with impressive features and 5G connectivity.

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3. realme narzo 60 5G

The realme narzo 60 5G, a stylish powerhouse with an immersive 90Hz Super AMOLED display and an ultra-slim 7.93mm design. The premium vegan leather finish adds sophistication to your device. Capture stunning moments with the 64MP camera, designed for urban photography. This phone delivers top-notch features, including a massive 8GB+256GB storage configuration and a 33W SUPERVOOC charger for swift charging. Enhance your mobile experience with a blend of style, performance, and cutting-edge technology—all in the vibrant Mars Orange colour. Own it at an affordable price and redefine your smartphone journey.

Specifications:

• Price: 19,999 (MRP 20,999 5% Off)

• Brand: realme narzo

• Display: 90Hz Super AMOLED, 7.93mm thickness

• Storage: 8GB RAM, 256GB ROM

• Design: Ultra-slim, Vegan Leather

• Camera: 64MP, Street Photography Focus

• Charging: 33W SUPERVOOC, 4520mAh battery

• Connectivity: 5G, Android 13.0

User’s Review: Liked this phone. After using One plus for a long time, I was a bit suspicious about touch, manoeuvrability etc. But at this price it's a wonderful phone. 

Why it's worth buying: With a significant 53% 5-star rating on Amazon, it's a top choice for style-conscious users seeking greater performance.

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4. Mi 11X Cosmic Black 6GB 

The Xiaomi 11X is a stellar smartphone under 20,000 with 6GB RAM and 128GB storage. Boasting a Snapdragon 870 processor and a stunning 120Hz E4 AMOLED display, it guarantees top-notch performance and vibrant visuals. Capture lifelike moments with the 48MP triple rear camera, and enjoy a lasting 4520mAh battery with 33W fast charging. This budget-friendly device, available in Cosmic Black, combines sleek design, powerful features, and a 1-year manufacturer warranty, making it the ideal choice for those seeking high-value smartphones

Specifications:

• Price: 19,999 (MRP 33,999 41% Off)

• Brand: Xiaomi 

• Processor: Qualcomm Snapdragon 870 5G, Kryo 585 Octa-core

• Display: 6.67" 120Hz E4 AMOLED, FHD+ (1080x2400), HDR 10+

• Camera: 48MP Triple Rear, 20MP Front

• Memory: 6GB RAM, 128GB Storage

• Battery: 4520mAh, 33W Fast Charger

• Operating System: Android 11 - MiUI 12.5

• Connectivity: 5G, 4G, Wi-Fi 802.11, Bluetooth, Type-C

User’s Review: Final verdict - It's one the best bet in its price segment and if you can have it below 28K then go for it blindly. Even otherwise it's a great deal. 

Why it's worth buying: Worth buying for its impressive features, supported by the credibility of over 8500+ global ratings on Amazon. It's a user-approved choice for performance and reliability.

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5. iQOO Z7s 5G by vivo

Packed with a Snapdragon 695 5G processor, iQOO Z7s 5G by vivo 6nm energy-efficient design enhances battery life. Enjoy a vivid 6.38-inch FHD+ AMOLED display with 90Hz refresh rate and 1300 nits brightness. Capture with precision using the 64MP OIS Ultra Stable Camera, and recharge swiftly with 44W FlashCharge. Elevate your gaming with Ultra Game Mode, Motion Control, and a 1200Hz Instant touch sampling rate. With a sleek design, IP54 water resistance, and cutting-edge features, this iQOO Z7s delivers an exceptional blend of style, performance, and value.

Specifications:

• Price: 16,999 (MRP 24,999 32% Off)

• Brand: iQOO 

• Processor: Snapdragon 695 5G, 6nm process

• Display: 6.38" FHD+ AMOLED, 90Hz, 1300 nits

• Camera: 64MP OIS, 2MP Bokeh, 16MP Front

• Battery: 4500mAh, 44W FlashCharge

• OS: Funtouch OS 13 (Android 13)

• Storage: 8GB RAM, 128GB ROM

• Connectivity: Dual 5G SIM, IP54 water resistance

User’s Review: Having used the Vivo Y21 for two years without any issues, I was looking to upgrade to a 5G phone with an AMOLED display and an under-display fingerprint sensor. I must say, the iQOO Z7s has exceeded my expectations, particularly in terms of its display and touch sensitivity. The display quality is on par with flagship phones, and it even performs admirably under bright sunlight. My friends have also praised its performance.

Why it's worth buying: Worth buying for its Amazon Choice recognition and 12,000+ positive ratings, offering 90Hz AMOLED display, and 64MP OIS camera for an exceptional user experience.

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6. Redmi Note 12 5G Frosted Green 

Redmi Note 12 5G is a game-changer under 20,000, featuring a pioneering 120Hz Super AMOLED and Snapdragon 4 Gen 1. Immerse yourself in the 6.67" FHD+ display with 1200 nits brightness. The Snapdragon 4 Gen 1 processor and 48MP AI Triple Camera deliver high performance and stunning photos. With a 5000mAh battery and 33W fast charging, it's a powerhouse. The sleek design, IP53 rating, and MIUI 13 ensure a top-notch experience, making it a standout in budget-friendly smartphones.

Specifications:

• Price: 17,999 (MRP 19,999 10% Off)
• Brand: Redmi
• Display: 6.67" FHD+ Super AMOLED, 120Hz
• Processor: Snapdragon 4 Gen1 5G, 2.0GHz
• Camera: 48MP AI Triple, 13MP Front
• Battery: 5000mAh, 33W Fast Charging
• Memory: 4GB RAM, 128GB UFS 2.2
• Build: Slim, IP53 Splash Resistant
• OS: MIUI 13, Android 12

User’s Review: I would recommend the Redmi Note 12 5G to anyone who is looking for a powerful and stylish mid-range phone with a great display. It is a great value for the price and is sure to last for many years.

Why it's worth buying: Worth buying for its stunning 120Hz Super AMOLED display versatile 48MP AI Triple Camera, delivering a seamless and feature-rich experience at an affordable price.

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7. OnePlus Nord CE 2 Lite 5G 

The OnePlus Nord CE 2 Lite 5G in stunning Blue Tide is a feature rich phone with a 64MP camera for breathtaking photos. Enjoy a smooth visual experience on the 6.59-inch display with a 120Hz refresh rate. Powered by the Qualcomm Snapdragon 695 5G processor, it boasts a robust 5000mAh battery with 33W SuperVOOC charging. Elevate your mobile experience with Alexa Hands-Free capabilities. 

Specifications:

• Price: 17,999 (MRP 19,999 10% Off)
• Brand: OnePlus
• Camera: 64MP main, 16MP front, AI enhancements
• Display: 6.59" LCD, 120Hz refresh rate
• Processor: Snapdragon 695 5G for efficiency
• Battery: 5000mAh, 33W SuperVOOC charging
• Operating System: OxygenOS based on Android 12
• Connectivity: 5G, 4G LTE, Alexa Hands-Free
• Design: Slim, vibrant Blue Tide colour

User’s Review: While it might not have all the bells and whistles of a flagship like the OnePlus 9 or 9 Pro, it delivers solid performance and quality for the cost. You can't expect it to compete with the absolute top-tier models, but for what you pay, it certainly meets OnePlus' reputation for providing good value. 

Why it's worth buying: Worth buying for its budget-friendly 5G capabilities and the endorsement of over 140,000 Amazon ratings with an impressive 4.2-star average, attesting to its popularity and user satisfaction.

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8. realme narzo 60X 5G

The realme narzo 60X 5G in Stellar Green, a budget-friendly marvel offering a 50MP AI primary camera capturing stunning details. With 33W SUPERVOOC Charge, the 5000mAh battery charges 50% in 30 minutes. Enjoy a vivid 6.72-inch display with a 90Hz refresh rate for seamless visuals. Unlock with ease using the side fingerprint sensor. Upgrade your smartphone game with realme's latest innovation.

Specifications:

• Price: 12,999 (MRP 14,999 13% Off)
• Brand: realme
• Display: 6.72" FHD+, 90Hz AMOLED, 680 nits
• Camera: 50MP AI primary, versatile photography
• Battery: 5000mAh, 33W SUPERVOOC Charge
• Performance: 12GB RAM, Snapdragon 695 5G
• Design: Sleek, side fingerprint unlock
• OS: Android 13.0, realme UI
• Storage: 128GB, expandable up to 2TB

User’s Review: Everything is great. Charge time is very fast. Battery lasts long, one full day of heavy usage. Display is very smooth with no lags and no bugs. Camera is ok but not bad. Sound is very loud with a dual speaker. I didn't know this device had stereo speakers. I'm surprised. Display size is big and worth it for entertainment purposes. Worth every rupee. 

Why it's worth buying: Worth buying for its stunning camera, rapid charging, and sleek design. A best seller on Amazon, with 5K recent purchases in the last month, it has been a popular choice among users 

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9. vivo Y27 

Experience photography like never before with the vivo Y27 in Burgundy Black. Featuring a powerful dual 50MP+2MP rear camera and an 8MP selfie camera with night mode, capture stunning moments. The 6.64-inch FHD+ LCD Sunlight Display ensures clear outdoor visibility. Enjoy swift performance with 6GB RAM, 128GB storage, and a Helio G85 processor. Unlock conveniently with Face Access and Side-Mounted Fingerprint Sensor. The 5000mAh battery supports rapid 44W FlashCharge for extended usage.

Specifications:

• Price: 12,999 (MRP 18,999 32% Off)
• Brand: Vivo
• Camera: Dual 50MP+2MP Rear, 8MP Selfie
• Display: 6.64" FHD+ LCD Sunlight Display
• Memory: 6GB RAM, 128GB Storage
• Battery: 5000mAh, 44W FlashCharge
• Processor: Helio G85
• Security: Face Access, Fingerprint Senso

User’s Review: Best phone under this price range. Have the latest Android system. Best functions, amazing display quality. I got the green colour back, it looks amazing. 

Why it's worth buying: With next-gen features like 44W FlashCharge and advanced security options, it provides a well-rounded and feature-rich smartphone experience.

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10. Oppo A78 5G

Boasting a robust 5000mAh battery and rapid 33W SUPERVOOC charging you can enjoy uninterrupted usage with the Oppo A78 5G. The 50MP AI Camera captures crystal-clear details, while the 90Hz Color-Rich Display provides a super-smooth interface. With 8GB RAM and 128GB ROM (expandable up to 1TB), revel in efficient multitasking. The Oppo Glow Design and Dual Ultra Linear Stereo Speakers enhance both aesthetics and immersive sound. Explore the future of connectivity with this 5G powerhouse.

Specifications:

• Price: 18,999 (MRP 21,999 14% Off)
• Brand: Oppo
• Battery: 5000mAh, 33W SUPERVOOC Charging
• Display: 6.56" 90Hz IPS LCD (720x1612 pixels)
• Processor: MediaTek Dimensity 700, 2.2 GHz octa-core
• RAM/Storage: 8GB/128GB (Expandable to 1TB)
• Camera: 50MP + 2MP (Rear), 8MP (Front)
• Design: OPPO Glow, 89.8% Screen-to-Body
• Audio: Dual Ultra Linear Stereo Speakers

User’s Review: Though it's a flagship killer but always gives the vibes of a high end smartphone..

Why it's worth buying: A feature-rich device offering seamless performance, ample storage, and a sleek Oppo Glow design.

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Frequently Asked Questions (FAQs)

What are the best smartphones under 20000?

• Explore top-rated options like Realme Narzo 60, iQOO Z7s, Redmi Note 12, OnePlus Nord CE 2 Lite, Vivo Y27, and Oppo A78 5G.

Which budget-friendly phones offer high performance?

• Consider devices equipped with Snapdragon processors, like iQOO Z7s and OnePlus Nord CE 2 Lite, ensuring smooth multitasking and gaming experiences.

Are there smartphones with good camera performance under 20000?

• Yes, models such as Redmi Note 12, Realme Narzo 60X, and Vivo Y27 boast impressive camera setups, including high MP counts and advanced features for quality photography.

Which phones have robust build quality and design?

• Consider stylish options such as Vivo Y27 and Oppo A78 5G, featuring attractive designs and durable build materials for a premium look and feel.

In Bottom Line

Choosing from our curated list ensures access to budget-friendly, top-performing smartphones with impressive camera capabilities, high refresh rates, robust build quality, and the latest connectivity features. Don't miss out on these exceptional devices, grab yours now and redefine your mobile journey!

Disclaimer: The above content is non-editorial and produced by a third party partner. Outlook India does not guarantee, vouch for or endorse any of the content*.

*The product prices mentioned in the article are subject to change