HOUSEHOLDSmall savings rate cut Higher TDS on bank depositsNo long term capital gains if money is invested in IPOHousing Loan SopsLower Income Tax RatesSTATESFood subsidies shifted to the states Central assistance linked to fiscal reformsSOCIAL SECTORHigher spending on educationPublic-private partnership in higher educationAGRICULTUREProtection to farmers from importsFree movement of agro productsMore village roads and warehousingExcise relief on agri-processingINDUSTRYDividend tax cutIncome-tax cutSome excise reliefProtection to auto industryGOVERNMENTA beginning to downsizingFiscal Responsibility BillHigher disinvestment target