Effective interest rate (%) over Lender 5 years 10 years 15 years Fixed rate loans Corporation Bank 10.41 10.90 10.89 Icici Bank 11.02 11.50 11.50 State Bank of India 10.75 11.50 11.50 Floating Rate loans Corporation Bank 10.41 10.90 10.89 IDBI Bank 10. 49 10.99 10.99 ICICI Bank 10.49 11.01 11.01