Attitude vis-à-vis Credit Card
Makes me feel safer- 97%
Tend to spend more- 55%
I don't have to wait to buy things I want- 68%
Buy things which I cannot afford otherwise- 29%
Ownership of Credit Cards
All- 60
< Rs 10,000 MHI- 45%
>Rs 10,000 MHI- 70%
Upto 35 years-64%
36 years + - 55%
Average Monthly Cardspend
< Rs 10,000 MHI -2,364
>Rs 10,000 MHI - 3,587
Buying Through Hire- Purchase
All- 19
< Rs 10,000 MHI - 17%
>Rs 10,000 MHI - 20%
Up to 35 years - 20%
36 years + - 17%
Hire- Purchase Schemes enable One to Buy Products Otherwise Unaffordable All figures in per cent
Agree - 75
Disagree - 15
Can't say - 10
*Multiple respones, so total more than 100
MHI - Monthly Household Income
All figures in per cent*
